Capitalize · Finance

Revenue-Based Financing

Non-dilutive financing built for the businesses traditional lenders overlook. Keep full ownership and control while your repayment scales with your revenue, not a fixed schedule.

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How it works

Capital that works the way your business does

Stage
Profitable or near-profitable U.S.-based service businesses with $150K-$5M in annual revenue and 2-3 years of operating history.
Revenue Share
Repay 4.5-5% of quarterly revenue, never a fixed monthly burden, until you reach your agreed cap.
Term
7 years with quarterly repayments.
Structure
100% non-dilutive. No equity, no rigid covenants.
Leader Profile
Led by women, people of color, LGBTQ+ individuals, veterans, and people with disabilities.
  • Work with TAVO to structure the right financing for your business.
  • Receive capital sized to your needs.
  • Repay a small percentage of quarterly revenue. Nothing fixed.
  • Once you reach the agreed cap, payments stop. Ownership stays yours.
Why founders choose TAVO

Aligned with how you actually grow

Founder Alignment
Keep ownership and control. Your growth, your pace.
Operator Mindset
Built by founders who have lived with the realities of what scaling without outside capital actually takes.
Community Impact
Build long-term wealth and create jobs in the communities you serve.
Sector focus

Where we invest

Essential ServicesCare & EducationFinancial Services TechnologyConsumer Services& other service sectors
In practice

Select investment examples

  • Multi-state psychological services firm: expanding licensure coaching for psychologists of color, improving first-time pass rates across multiple states.
  • Virtual behavioral health provider: funding territory expansion for a Pacific Northwest provider bringing behavioral health services at accessible price points.
  • Compost hauling company: a New Jersey based hauler using capital for marketing, equipment, and a facility purchase.

Ready to grow without giving up ownership?

Tell us about your business and a member of the TAVO team will follow up.

Apply here →
Prefer a one-page overview?View the Revenue-Based Financing one-pager →Download a PDF one-pager